WoonZai

A:Advantage Term Life Insurance

Just recently, I had been telling my friends around me that I personally would prefer a cheap no-frill insurance service. I didn’t see the need for insurance service agents to tell me what would be the optimal plan for me - I can analyze my financial risks and goals by myself.

It just so happened that I chanced across this insurance service where they provide you with a premium calculator online. It’s only valid in California though, so I’m not eligible to sign up for it. But on a side note, I was pretty interested to know what they thought how you should difference whether you need a whole life insurance or term insurance .

Now that I’ve chanced across this kind of service - I realized that it also requires me a fundamental shift in my mindset and comfort level before I can be comfortable with purchasing insurance premiums online. Even I can’t handle the lack of the human touch of that a physical insurance agent can give me? Are you personally comfortable with eliminating the middle-man?

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